7 Myths About Personal Injury Claims Debunked

7 Myths About Personal Injury Claims Debunked


Corpus Christi Personal Injury Lawyers Blog

There are a lot of myths about personal injury claims with many of them coming from television, movies, and misinformed family members. Unfortunately, listening to untrustworthy information can lead to making a bad decision. Trust your car accident lawyer, Timothy D. Raub, with over 25 years of experience getting clients what they deserve, on their personal injury claims, in Corpus Christi, Texas since 1998.

At Raub Law Firm, P.C. , our Corpus Christi personal injury lawyers know the law is complex and difficult to navigate, especially if you or a loved one just suffered an injury. If you or a loved one has been the victim of a car accident caused by a negligent driver, it is important to be well informed so that you have a higher likelihood of obtaining the recovery your situation deserves.

When you’re looking for legal guidance and meaningful support, Timothy Raub, one of the top personal injury lawyers in Corpus Christi, is here for you. Consider the following information before filing a claim.

7 Myths About Personal Injury Claims Debunked

Car Accident Lawyer, Corpus Christi Car Accident Lawyers, Personal Injury Claims

1. If there are no Broken Bones or Major Injury You Don’t Need a Car Accident Lawyer

Many people want to try to handle their injury claim themselves. “I’m a smart guy! Besides, why do I want to give a big chunk of my money to a lawyer?” Well, would you take out your own appendix? Of course not! We lawyers make money by MAKING people money. We can almost always get you more money than you get on your own, even AFTER paying the lawyer. The most important thing you need to do and that the lawyer helps you with is to make sure you go to the doctor.

Just because a few bumps and bruises may not seem like a big deal, you may have sustained many other types of internal injuries during a car accident. While internal organ damage may be a factor, we are speaking more of the non-physical damage that may have occurred. These types of injuries can include:

  • Pain and Suffering – aches, limitations of activity that may be temporary or permanent, scarring, depression, or potential shortening of life
  • Property Damage – damage done to your vehicle, land, or property
  • Loss of Consortium – damages suffered by the spouse of the person that was injured or killed in a car crash
  • Mental Anguish – distress, fright, depression, grief, anxiety, other types of trauma

If you escaped a car accident with minor injuries but are suffering from non-physical injuries, you need an experienced Corpus Christi car accident lawyer that can represent with perseverance and 37 years of combined experience at the Raub Law Firm, P.C.


2. Most Cases Require a Lawsuit

It is a common assumption that if a lawyer is involved in your personal claim, then you will have to go to court. In fact, most claims are resolved in the “Claims Phase” before a lawsuit is filed. At least 75%-80% of claims never got to the lawsuit phase.

Even if a lawsuit is filed,  in many cases, lawyers are able to settle outside of court. This is especially true in scenarios where the defendant was clearly responsible for the car accident. The negligent party is much more likely to face harsher penalties and costs in court, thus they sometimes prefer to handle these claims more quickly and quietly outside of it.

3. Filing a Personal Injury Claim is Filing a Frivolous Lawsuit

An insurance adjuster’s job is to save the company money. They do this by not paying a fair amount on most claims.  One of the biggest social stigmas about personal injury claims is that the claimant is often portrayed as filing a claim because of greed. The truth of the matter is that the majority of personal injury claims filed are for legitimate reasons. Most car accident claims are filed in an effort to receive compensation for medical expenses and property damage from an insurer that may be acting in bad faith.

4. All Personal Injuries Filed Result in Tons of Money Paid

Many people think that every claim results in a huge windfall of money for the injured party. Unfortunately, not all cases are guaranteed compensation. In order to receive compensation, many different factors are taken into account. Some of them are:

  • Type of injury
  • Medications used
  • Daily life disruptions
  • Pain and suffering
  • Medical expenses
  • Lost wages

It may not be all that easy to get compensation as insurance adjusters often work for the interests of their company and not the insured. Rest assured, however, that with Raub Law Firm, P.C. , we won’t stop until you get the money you deserve! We are not in the business of lying or fabricating evidence to just get money, however, we work to make sure you do the right things to maximize the amount of money in your pocket for every claim.

5.   In the State of Texas You Can File a Claim at Any Time or Only Have a Year

In the state of Texas, once you have been involved in a car accident, you will have two years to settle your claim without a lawsuit. Any date after that and you are essentially forfeiting your right to bring suit to the responsible party. However, as long as the lawsuit if filed within Two Years you preserve your claim and your rights.

6. Your Corpus Christi Personal Injury Lawyers Must be Paid in Order for Them to Take Your Case

We understand that for months after a car accident, money may be a little tight. That’s why we won’t accept a penny until you have won your case, leaving you to recover free of stress or financial burdens that many other Corpus Christi car accident lawyers may place on you.  No Recovery, No Fee.

7. Insurance Adjusters Will Make Sure That You are Fairly Compensated

Yeah, Right! Car accidents are high-stress situations that can cause a lot of anxiety. It isn’t pleasant having to deal with one. Unfortunately, your insurance company and their adjusters rarely act in your best interests.

Just like any business, the name of the game is profits, and your well being comes in at second. This means insurance companies will probably attempt to minimize the coverage you receive or outright deny your claim for illegitimate reasons. Our Corpus Christi car wreck attorneys at the Raub Law Firm, P.C. we understand the dishonest strategies insurers will attempt to use to avoid paying you what is rightfully due. With our knowledge, find comfort in our team of highly experienced and understandable lawyers who are ready to help you obtain what is due to you.


In order to receive an equitable settlement, your Corpus Christi car accident attorneys here at Raub Law Firm, P.C. will review and analyze every detail of your case to develop the best strategy to get you the money you deserve.

If you have been involved in a car accident in the Corpus Christi area, let the remarkable team at the Raub Law Firm, P.C. , represent you in your personal injury claim. Meet your lawyer today.

The financial burden that comes with a car crash can be exhausting but having the qualified car accident attorneys from the Raub Law Firm, P.C. as your guide and mentor through this very tough process can make all the difference. Together, we can ease the stress of dealing with the fallout from a car crash or any time of personal injury you or a loved one has suffered. Contact us at (361) 880-8181 or click here to submit a message directly to us. We will respond within 24 hours.


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